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this post was submitted on 30 Jan 2024
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As someone who was bright-eyed and bushy tailed when I started college, I was not expecting that being a student was a constant bleed of money.
The college partnered with some student loan vendor? and that vendor issued only a debit card which only worked on campus at specific ATMs. There was no apps for this shit. There was no bank withdrawal. Is was only the card and the ATM. They charged a fee for every use of it. So when I need to get that tuition money, I had to pay to get my money. It limits at 300$ so you’d have to repeatedly get charged to take multiple sums out. Tuition was exorbitant too. Didn’t include cafeteria or anything else. Books also out of pocket and 3-4 new ones each semester. We were also forced to pay ‘health fees’ for access to the newly built rec center, which you paid whether you ever stepped foot there or not.
Look it’s one thing to have a ‘way about things’ but by this point it was more like an excuse to fleece us for everything we had and more.
After 2.5 years of it I finally had to get a job on top of everything just to afford to be there. The job then took most of my time and it was not easy working around the school schedule. I finally had to quit school. What did I do? I stayed in my job because it was the only income source I had as a young person without a college degree and at least I was literally getting working experience.
Tell me, who benefited here? You can argue it was me, but I have no degree in my hand. I have now almost 20,000$ on top of my original amount (40k) due to interest. I’ve always struggled to make ends meet and I’m essentially trapped with this debt. Is this really fair? I didn’t know the true consequence of these loans adding up. It was only after I got so far and saw how big a problem was growing that I had to bail. There was no way I could afford it. I was a kid, I was told I had to go to college and I had no choices in life unless I did that. So much pressure growing up.