Agreed.

The UDR I would recommend for most homes, is a far better choice for the average user. Basically if you need less than 1Gbps, that's the way to go. If you need more, look at either pfsense/opnsense hybrid with ubiquiti for switching and access points, or move up to the UDM pro if that's what you want. Over 5Gbps internet, you basically need to do hybrid with several vendors, and going 10G+ for internet speeds, talk to a professional.

I am a professional, so I have crazy stuff compared to what I need. My internet is only 300mbps or so. As you can imagine, I can change nothing and go 1G+. I have some QoS rules and stuff I'd need to update, but all the equipment can handle much faster internet without trouble. My current issue (and frustration) is that I can't get fiber here. If I put in a neighbor's address from across the street, a local fiber provider offers 1G symmetrical service. I contacted them about this and they gave me some jabber about city permits and such. Meanwhile when I got my internet from the local cable provider, they shut down the street for 5 minutes and installed a cable from the utility post to my house, brand new for my install. I don't know why they can't do the same, and I don't understand why they would have permits to install on one side of the road and not the other.

My issues aside, the choices really depend on each home and what it's situation is. I would never pretend that people should do the same as I do.