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Obviously, if no guns exist, no guns can be used. That isn't even worth you bringing up. But since they do exist and are present, this is just a silly money grab and/or a way to restrict and even further incarcerate the poor half of the country. Making someone pay money to be allowed to carry around anything is just asinine. What next? Shall we charge you a fee for your propane bottle because you can make it explode? Your pencil because you can stab someone with it? Charge extra if you live above the 2nd story because you could push someone to their death?
There are literally millions of people who conceal carry every day. The ones who would pay insurance or simply stop carrying aren't the ones hurting people. The "insurance" would just be for them. It wouldn't be for the people you want to worry about.
I'm not saying if there were no guns, but fewer, and more tightly regulated. I think this particular law is not a solution by any means to be clear, but at least it's something. You make the same points here that I see against gun control and regulation more broadly, so I'm speaking to that as well.
I mean the difference between a gun and that stuff that a gun is designed to kill things -- humans. It's not exactly comparable to a pencil or even propane which is comparatively very safe. The US has an extremely high per capita rate of firearm violence, even ignoring suicides which are a huge problem. We don't have a propane problem
I am hopeful laws that have a bigger, more positive effect can be passed
I'm saying that creating a law or regulation that doesn't in any way reduce the amount of guns in a violent or potentially violent person's hands doesn't do anything at all.
How many people who aren't already felons and not allowed to have so much as a knife on them anyhow and are going to pay an insurance fee to carry, and be someone to worry about needlessly shooting someone while away from their home while they're carrying do you think there are? Almost all the shootings that aren't self defense and are outside of homes is done by people who already weren't even allowed to carry to begin with. All the big mass shootings never seem like they're done on a whim, so those people obviously wouldn't be deterred by an insurance requirement at all.