235
Why is living with your parents considered a bad thing?
(lemmy.world)
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
this post was submitted on 15 Feb 2024
235 points (94.0% liked)
No Stupid Questions
35868 readers
457 users here now
No such thing. Ask away!
!nostupidquestions is a community dedicated to being helpful and answering each others' questions on various topics.
The rules for posting and commenting, besides the rules defined here for lemmy.world, are as follows:
Rules (interactive)
Rule 1- All posts must be legitimate questions. All post titles must include a question.
All posts must be legitimate questions, and all post titles must include a question. Questions that are joke or trolling questions, memes, song lyrics as title, etc. are not allowed here. See Rule 6 for all exceptions.
Rule 2- Your question subject cannot be illegal or NSFW material.
Your question subject cannot be illegal or NSFW material. You will be warned first, banned second.
Rule 3- Do not seek mental, medical and professional help here.
Do not seek mental, medical and professional help here. Breaking this rule will not get you or your post removed, but it will put you at risk, and possibly in danger.
Rule 4- No self promotion or upvote-farming of any kind.
That's it.
Rule 5- No baiting or sealioning or promoting an agenda.
Questions which, instead of being of an innocuous nature, are specifically intended (based on reports and in the opinion of our crack moderation team) to bait users into ideological wars on charged political topics will be removed and the authors warned - or banned - depending on severity.
Rule 6- Regarding META posts and joke questions.
Provided it is about the community itself, you may post non-question posts using the [META] tag on your post title.
On fridays, you are allowed to post meme and troll questions, on the condition that it's in text format only, and conforms with our other rules. These posts MUST include the [NSQ Friday] tag in their title.
If you post a serious question on friday and are looking only for legitimate answers, then please include the [Serious] tag on your post. Irrelevant replies will then be removed by moderators.
Rule 7- You can't intentionally annoy, mock, or harass other members.
If you intentionally annoy, mock, harass, or discriminate against any individual member, you will be removed.
Likewise, if you are a member, sympathiser or a resemblant of a movement that is known to largely hate, mock, discriminate against, and/or want to take lives of a group of people, and you were provably vocal about your hate, then you will be banned on sight.
Rule 8- All comments should try to stay relevant to their parent content.
Rule 9- Reposts from other platforms are not allowed.
Let everyone have their own content.
Rule 10- Majority of bots aren't allowed to participate here.
Credits
Our breathtaking icon was bestowed upon us by @Cevilia!
The greatest banner of all time: by @TheOneWithTheHair!
founded 1 year ago
MODERATORS
I'm 23 and still living with my dad. Why wouldn't I take the deal to have no rent while I work full time at a decent job so I can pay off my student loans? Sounds stupid to move out at least for me right now
Why dont you pay him any rent? Houses are expensive and you are using electricity, water, gas etc. Im sure he would appreciate it if you just decided to pay your way.
When my kids are old enough to be in that position, I'll tell em to use it on debt first, too.
Nailed it. Debt paid down in your twenties is gone.
Debt you barely service until your forties…. Never goes away.
Its gonna be so much harder for them than it was for me in the early 2000s. I know my generation's parents expected most of us to end off better than they did, but I don't feel like anybody who graduated high school after 2008 ever had a chance and it's just fucking heartbreaking.
Have child Paying rent while in debt is kind of counter productive If your goal as a parent is to maximize success of your children. Even if they were debt free I'll probably just pocket the money into a ETF or something fo when they need a house.
"Success" is very subjective.
Sure I can't disagree but money allows for options. Why force your children to burn more money in interest than needed if you can afford it. Faster they pay off loans faster they can prosper on thier own.
This is also age and culturally contextual. If kid and dad are on the same page about why junior is still living there, and if Dad is financially secure, he may want kid to pay down debt and be ready to jump straight to a nice place of their own. Now, if the family unit overall could use the help, and there is no specific plan for junior to move out, and and they're just sandbagging to have more money in their pocket after paying down student loans, it could be kinda shitty. Paying down the debt is not bad; minimizing overall cost of living for the family is not bad; what Boop2133 does with their money beyond loan payments might be bad.