1649
The numbers will determine your fate
(lemmy.world)
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Can someone explain why the credit score is so important for americans? Are most of them getting loans for things to live?
Yes, they use credit cards for almost everything and I think it's expected of them to have one when they become adults.
An american can explain this better than me.
Your credit score can affect the interest rate of getting an auto loan or a home loan. Most adults will have a credit card to establish credit history but won't be using it to get by. Some might use it for stupid purchases though.