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this post was submitted on 22 Jul 2023
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They do collect that on an opt in basis with the promise of additional discounts if you’re a good driver. Some give you a device you plug into your OBDII port, others get the telemetry directly from your car. I drive a Hyundai and I have the option of toggling on sharing anonymized driving data as well as a toggle to share your actual data with insurance companies for special offers.
All cars now have “black boxes” that track the telemetry of the vehicle. It is no longer optional. In the event of an accident, this data is used to help determine cause.
Edit: I did not make this up, the response calling it the ECU has no idea about this apparently, but it does not make it any less true. In the US all manufacturers have to install telemetry devices.
Event Data Recorder - Supported Vehicle List
I will debate part of what the previous poster said, in that EDRs are technically optional, as there doesn't seem to be any US law that requires them.
But automakers benefit from the data they provide, so I'd expect just about every new car contains one.
We know for a fact Tesla, for example, uses Video Event Data Recorders, and they have near total access to any footage recorded by the vehicle at any time. That's one big reason I'd never buy one.