226
Car insurance prices surge
(www.newsweek.com)
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
this post was submitted on 20 Feb 2024
226 points (97.1% liked)
News
23305 readers
3710 users here now
Welcome to the News community!
Rules:
1. Be civil
Attack the argument, not the person. No racism/sexism/bigotry. Good faith argumentation only. This includes accusing another user of being a bot or paid actor. Trolling is uncivil and is grounds for removal and/or a community ban. Do not respond to rule-breaking content; report it and move on.
2. All posts should contain a source (url) that is as reliable and unbiased as possible and must only contain one link.
Obvious right or left wing sources will be removed at the mods discretion. We have an actively updated blocklist, which you can see here: https://lemmy.world/post/2246130 if you feel like any website is missing, contact the mods. Supporting links can be added in comments or posted seperately but not to the post body.
3. No bots, spam or self-promotion.
Only approved bots, which follow the guidelines for bots set by the instance, are allowed.
4. Post titles should be the same as the article used as source.
Posts which titles don’t match the source won’t be removed, but the autoMod will notify you, and if your title misrepresents the original article, the post will be deleted. If the site changed their headline, the bot might still contact you, just ignore it, we won’t delete your post.
5. Only recent news is allowed.
Posts must be news from the most recent 30 days.
6. All posts must be news articles.
No opinion pieces, Listicles, editorials or celebrity gossip is allowed. All posts will be judged on a case-by-case basis.
7. No duplicate posts.
If a source you used was already posted by someone else, the autoMod will leave a message. Please remove your post if the autoMod is correct. If the post that matches your post is very old, we refer you to rule 5.
8. Misinformation is prohibited.
Misinformation / propaganda is strictly prohibited. Any comment or post containing or linking to misinformation will be removed. If you feel that your post has been removed in error, credible sources must be provided.
9. No link shorteners.
The auto mod will contact you if a link shortener is detected, please delete your post if they are right.
10. Don't copy entire article in your post body
For copyright reasons, you are not allowed to copy an entire article into your post body. This is an instance wide rule, that is strictly enforced in this community.
founded 1 year ago
MODERATORS
Damn, what the hell. I pay about 15% of that for comprehensive coverage here in Germany. I guess that evens it out with the cheap fuel that you guys have.
I live in a no-fault state, which I love, but our insurance rates here are among the highest in the nation.
No fault insurance just means my insurance pays me, not whomever I get into an accident with. I do business with a company I trust to take care of me, so I don't have to care if I'm in an accident with someone with shit insurance.
Not everyone here is a fan due to high prices, but I like it. I've seen too many friends in other states get low-ball offers that they either had to accept or be without a car for weeks while they appeal.
Ironically, it wouldn't matter because the only accidents I've been involved in were with deer (who are notorious for carrying no insurance) so I've never been in an accident where no fault actually helped me.
My experience living in a "no-fault" state was that someone rear-ended my wife who was stopped at a red light but insurance wouldn't do jack because it was a "no-fault" accident. We paid higher for liability there than anywhere else we lived. Not a fan.
What is supposed to happen there is you get your car fixed by your insurance and if the other driver is liable your insurance collects your deductible from them to pay you back. I don't believe they are allowed to just say they won't fix it, but if the other driver isn't determined to be at fault on the accident report, the deductible is yours to pay which often means small accidents aren't worth the claim.