I'm lucky my banking app works (GrapheneOS), as it's now requiring 2FA with the app anytime I login on the browser. Can't use an actually secure form like TOTP. At least they now allow passwords over 8 characters (yes, serious).
(Meme in comments)
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Because they think it matters. Same as people posting on Facebook some legalese saying "Facebook doesn't have the rights to my stuff.". They think that by slapping a copyright "claim" on their stuff that they supercede the agreements of the platform and somehow protect their comments from being scrapped by bots/advertisers, etc. All it really does is add a little "this guy is probably a sovereign citizen type" sign to every post they make.
There is no such platform agreement on lemmy, so they might have at least a little bit of a chance