I'm lucky my banking app works (GrapheneOS), as it's now requiring 2FA with the app anytime I login on the browser. Can't use an actually secure form like TOTP. At least they now allow passwords over 8 characters (yes, serious).
(Meme in comments)
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For me it's important that my banking works (so far they haven't complained about unlocked bootloader, only about root) but Wallet is just nice to have. And that doesn't work with unlocked bootloader but did work with root. I guess it's no root for me since I haven't managed to juggle them both.
Sucks that Google is doing this. I don't even have root and they are complaining. Makes having a custom rom annoying sometimes.