its not easy to become a billionaire. but i think that its disingenuous to suggest that 28,000 bucks of dad's money for your startup isn't in and of itself a privilege of the wealthy. starting a business is completely out of scope for most people. it can't make you a billionaire, but you can't be a billionaire unless you can start a business, and you can't do that without money to spend on that business in the vast majority of cases.

and the skill of running a business is just not impressive to me. there is no way to cultivate skill at entrepreneurship without doing entrepreneurial things, and that's just way easier to do if you can afford to fail, and have a way of making yourself the boss of other people. most people can't afford to fail, so they can't take risks with quantities of money they'll probably never accumulate in their lifetime.