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this post was submitted on 22 Mar 2024
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Wouldn't it be a great idea not to build in places that don't burn down, get flooded, or blown away on a regular base? Because that is the main reason that those houses cannot be insured anymore.
Most california wildfires are caused by decaying power lines because PG&E decided they would rather buy their own stock than fix their infrastructure.
And global climate change is turning more and more of the country into disaster prone areas. You really think the answer is everyone should just move? Explain the logistics of that.
If, like with PG&E, they would actually extract all the money from the culprits, insurances would come out fine in the end. As they don't, this boils down to an accepted risk to live in that place.
And: there is more need to build a house in the middle of a dry forest known to burn easily. Yes, people want to live right in the nature, but sometimes having a safety gap is the smarter choice.