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this post was submitted on 10 Apr 2024
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Plain banking apps for smartphones. Having those developed in the open would hopefully make it possible to have forks that work on rooted devices without hiding magisk and whatnot.
That would be awesome. I wish banks would also have standardized (or at least open) APIs so I could use FOSS financial software to pull my live purchase history and then categorize that and etc. I think some banks do this, but not very common in the US from what I can tell.
Yeah, if banks had open and standardised APIs we could all use the same FLOSS banking app โ or choose from any of a bazillion FLOSS apps. Instead they're going the authoritarian route and locking customers in with bloated black box, proprietary apps...
In Europe we have PSD2 but I dunno if it's enough to create a full app
i learned about GNU Taler the other day from one of the OS communities
Sure, I guess. Not what I was after but it has potential in its own right.
I had to leave VirginMoney because the lady on the phone told me I needed an iPhone to reset my password (seriously) even after trying with three separate Android devices.
There's no desktop functionality (mobile is king with them) and it amazed me that day I had to use the Current Account Switcher to go to an equally meh banking service.
Sorry state of affairs across all mobile apps to be honest and as seen by the prevalence of MDM and accessing data Vs doing the very same, on a desktop "PC". Why the data is more precious on a mobile device to them is telling.....