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Wallet...app?
My wallet is in my pocket, it's got some cash, my cards, a plaster in case someone gets a cut, a clothes pin in case a button fails, and a spare hayfever tablet.
How am I going to pay for things in person using my phone - which is mostly the point of a wallet - if my phone battery is dead, or I don't have any data left for internet usage, or my phone crashes, or the app stops working, etc?
And why would I even have to pull my phone out at all, and risk it being snatched and stolen by a passing thief if I've got a perfectly functional debit card and cash in my actual wallet, which I don't mind having stolen anywhere near as much....
I mean, ok, you do you. There's a huge amount of people (me included) who find paying with their phone extremely convenient.
Also, this article is about giving users more choice, not forcing anyone to use a wallet app.
Such a boomer moment. Lol
Hey, leave us boomers out of it! I love being able to pay with my phone. No more carting around a handbag, stick my phone in my pocket and I’m good to go. I can buy stuff, read a book, chat with friends, listen to music and podcasts… brilliant.
What a dick you are.
No-one is going to snatch your locked, trackable, account-associated, encrypted phone out of your hands. But a wallet full of cash and debit cards? A much better target.
You carry a bunch of random shit around with you? Well, some of us prefer to carry the utter minimal.
Phone crashes? What phone do you have that regularly crashes in this, the year of our Luigi 2024?
Network outage? That's not how it works.
Dead battery? Anyone bothered by this has already got a solution.
Here's the thing: I also don't use my phone for payment much for same reasons as you, but I don't feel the need act like a total cunt about it.