I guess in the modern version you'd have the child, then an adult with all bars empty. Then that's just it because they died before reaching retirement age from stress and poverty related illness

Adult here, have plenty of money (and growing) actually. Wish I could easily buy more time with that money, but the system of wage labor mostly just isn't flexible enough that there are many employers who will agree to "you get a few more weeks of vacation but a few thousand currency units less annual salary". If I could do that, I would.