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Speedrunning your way onto an fbi list 101
(lemmy.world)
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this post was submitted on 29 Apr 2024
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I bet they're white and live in a good zip code
There's no checkbox in a bank database for race. And there's no special rules for certain zip codes.
Banks judge you on two things:
Your first and last name can be a giveaway. I know this is a UK bank but this has happened in the US:
https://www.justice.gov/opa/pr/justice-department-secures-agreement-patriot-bank-resolve-lending-discrimination-claims
https://www.consumerfinance.gov/about-us/newsroom/cfpb-orders-citi-to-pay-25-9-million-for-intentional-illegal-discrimination-against-armenian-americans/
No, we still do that if you're white and in a good zip code. I've done it myself, although I'd you're very nice and there's no written record that I know, I may give someone a heads up.