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Porn sites must have government health warning in Texas from September 1st
(www.techdirt.com)
This is a most excellent place for technology news and articles.
If they can barely afford the insurance and hit you their insurance isn't paying.
I've been hit by red light runners thrice and while biking in a parking lot (ironically got more injured here) and only two times the drivers didn't have insurance..... not a single one paid out.
Insurance is a scam and defending it is akin to defending a Ponzi scheme imo.