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Why is predictive text so hard to disable?
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I think predictive text predates even Android and smartphones (but not exactly), when we had to press a key 3 times until specific characters appeared; called T9 and just a dictionary. Having or not having a dictionary suggestion was the difference between life and death. Now the modern smartphone has way more compute power and resources, therefore they can analyze text in more depth. It's just the logical next step to the plain and simple dictionary.