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/e/OS Is Better Than Android. You Should Try It
(www.wired.com)
This is a most excellent place for technology news and articles.
NFC can be used on GOS, and they frown on rooting.
It's due to PlayIntegrity API wanting a "Google certified OS," which is ironically less secure than hardware attestation that GOS supports. I doubt Google would change their model, but your bank might. Some banks do support GOS, and they have changed at the request of their customers before. Send them the GOS documentation and you might get lucky.
https://grapheneos.org/articles/attestation-compatibility-guide