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How is everyone handling the 2FA requirement for GitHub?
(docs.github.com)
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The two factors at an ATM are possession of your bank card + knowledge of your pin. (it also takes your photo, for good measure)
GitHub will happily accept a smart card or whatever, if an extra plastic rectangle jives with you more than an OTP generator.
Card is your username duh. Some people are beyond saving.
The card number is your username, a physical card is a separate factor.
"Something you have" is absolutely not equivalent to "something you know"
You are completely unable to enter this conversation, but you think you're the smartest one in the room.
I bet you're insufferable.