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You can AfterPay your dinner now. WTAF
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A friend of mine got offered a credit card, we all told him was a trash idea but he accepted anyway of course.
Being the bucket of good choices he is, at the time he'd lost his license for drink driving. So he used the card to get taxis 10+km to and from McDonalds drivethrus... also buying the driver food.
This, among other dumb as fuck purchases, ran the card dry pretty quickly. You'd think having to pay it off would teach something of a lesson, but no - bam, aunty wipes the debt.
He would definitely use this service. Over and over.