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After you die, your Steam games will be stuck in legal limbo
(arstechnica.com)
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this post was submitted on 02 Jun 2024
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They're just not going to move your library of games to another account's library. I highly doubt that, even though it does technically go against the TOS, giving your credentials to someone else is going to get that account banned.
They won't transfer it; but you still can. And with good reason, too. If they allowed it, people would try and use it to steal accounts.