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After you die, your Steam games will be stuck in legal limbo
(arstechnica.com)
Rule #1: Be civil
Rule #2: No spam, memes, off-topic, or low-effort posts/comments
Rule #3: No advertisements
Rule #4: No streams, random gameplay videos, highlights, or shorts
Rule #5: No erotic games or porn
Rule #6: No facilitating piracy
Rule #7: No duplicates
They're just not going to move your library of games to another account's library. I highly doubt that, even though it does technically go against the TOS, giving your credentials to someone else is going to get that account banned.
They won't transfer it; but you still can. And with good reason, too. If they allowed it, people would try and use it to steal accounts.