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Any full loot/pvp base building mmos out there?
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Albion has "skill injectors" too. There are tradeable tomes with which, if you were to spend enough money on it, you could almost max your character.
Keep in mind I'm just trying to paint you a picture here, so you can decide whether it fits for you. I'd still recommend trying Albion. It's a small install and free to try after all.