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US Home Insurance Still Priced Too Low for Climate Risk, Says Swiss Re Chair
(www.bloomberg.com)
Discussion of climate, how it is changing, activism around that, the politics, and the energy systems change we need in order to stabilize things.
As a starting point, the burning of fossil fuels, and to a lesser extent deforestation and release of methane are responsible for the warming in recent decades:
How much each change to the atmosphere has warmed the world:
Recommended actions to cut greenhouse gas emissions in the near future:
Anti-science, inactivism, and unsupported conspiracy theories are not ok here.
Americans are not required to have health insurance. Generally, health insurance is tied to one's job. Perhaps OP is a business owner and has decided to forego insurance for other things? Idk. And neither do you.
Also, it's not like American health insurance is effective in reducing hospital bills to the point of being reasonable. It's a trope that health insurance is a scam because it's so bad.
Also, like all economic decisions, health insurance vs a home is a trade off, one that OP made for whatever reason. It's not something to blame them for.
And finally, it sounds like they can afford their home just fine with outfit tradeoffs.