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this post was submitted on 09 Jul 2024
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No Stupid Questions
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Lack of willpower? Lmao where is that even coming from? Sounds like you just wanted to bring up your talking point?
I work a full-time job and am doing very well for my field given my years of experience ... it's just not a high paying job, because I work for an environmental nonprofit and the work itself is important to me. Are you just saying that because my dream is to not do laundry? What is the point of having money if you can't use it to save yourself hours of labor? And a couple hundred dollars a month on laundry would not make or break affording a house, anyway....
I can't pay for a loan until I can afford a down payment. You need money for that.
You are clearly not a serious person, and I will lot be taking any of your advice seriously. You are not willing to seriously engage in the reality of my situation, and would prefer to live in a fantasy land where people are wealthy/poor due to "laziness" and not ... exploitation. Because that is what is happening. I have a moral conscious and am being exploited by the nonprofit-industrial complex, being underpaid to do impactful work during a climate emergency.
edit: also, I'm already 30. by the time I could afford a down payment, I'd already be close to retirement age. Clearly you have never once thought about someone with a different financial situation to your own, and just think you're better than anyone else who doesn't live exactly like you do. Fuck off.
"you are not a serious person", says the guy thinking pissing away their money in rent because they are too lazy to do laundry is a good tradeoff lmao.
You'll be funding someone else's property all your life like a servant just to save 15 minutes of folding clothes every week.
Oh shit, must have forgot that $200/month could buy me a house. Damn. Also don't see where I mentioned that as anything other than an aspirational splurge. Also ... it takes me way longer than 15 min to do laundry, esp because I have ADHD and a hard time keeping track of timing loads, and folding usually takes up to an hour. But I realize you're too fucking dumb to know what a disability is.
Not to mention... what is the point of owning a house I'll be paying my mortgage off on until I die? I'm gonna bring the house to the grave?
You're renting, you can literally grab a truck and move to a cheaper housing market with all your belongings overnight.
If you can pay rent, you can pay a mortgage.
At least the mortgage is benefiting you.
You can't pay a mortgage until you have a down payment ... and even with a down payment...
Do you know what house I could afford for that much in my area? A house in a trailer park where I would still be paying rent.
You're acting all superior but you literally can't handle basic math.
And you're saying I could just move to another area ... I don't want to. As an trans person, I will simply not be leaving. It is very easy to access healthcare and services in my area. And my quality of life would tank even if I wasn't trans ... my job is tied to living where I do, most of my community is here... anywhere I could actually afford would not be a pleasant place to live. But yeah, if you want to own a home in bumfuck Idaho, sure. I won't be, because I think enjoying my life is more important than a deed.
"my quality of life would tank", yet here you are pissing away half your income in rent lmao. Bet you think living in the city is amazing, while chugging 4 bottles if antidepressants a day because the last time your body breathed clean air was 30 years ago and the only tree in your neighborhood is fenced off to prevent homeless people from getting some shade.
Negative IQ all the way down the line. Stay miserable.
I don't even live in a city ... I have lived in rural areas for nearly all of the past decade. But yeah I would love to live in a city at some point in my life. Kinda sucks to be so far from everything, nature is great but I get plenty of exposure to the outdoors at work. I have only been paying this rent for a month as a stopgap looking for something else. It's the most affordable I could find, that was a standalone unit, after a couple months looking. I was really unhappy being so far from my friends living rurally, and now I am slightly less rural but it still feels to remote. I miss being able to walk to things. Also statistically... rural people kill themselves way more 😬
You seem confused and lost. Lashing out completely unrelated and weird insults. Like ... do you live in Idaho?? lol did I hit a nerve? People like living in cities because there is community, culture, services. Weird.
Nice that you seem to have given up trying to tell me that buying a house is a good financial decision for me though like ... you saw the evidence and then went off about antidepressants and air quality lmao
"you seem confused and lost", says the guy who thinks spending half his income into funding someone else's property is a good idea and a great retirement solution.
Also, no, I don't live in Idaho, not everyone is a lazy ass American who thinks improving their life is paying for someone to do the laundry.
You don't even live in the United States and you're trying to act like you know what's best for my financial situation ... I could buy a house ... or not do that and not waste time and money on home ownership upkeep❤️👍🏻 and invest money in other ways 🎉
Owning your own home is an universal good thing for everyone in the entire world
You're wasting money on upkeep regardless.
oh you're just giving up and saying the same thing that has already been debunked 🥱 goodbye waste of life
Stay poor and don't come crying when your rent increases again for the 7th time and you can't afford it even though you work 7 jobs.