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Microsoft asks many Game Pass subscribers to pay more for less
(arstechnica.com)
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I’ve done the math; for what I currently pay if I play two full price games on gamepass a year I come out ahead. Now that’s only because codes are cheap on cdkeys and eneba but once that changes I’ll jump ship
That also assumes you benefit from playing them day one.
There are plenty of games that I would play day one if it's available. But if not, then I would happily wait and buy it when it's cheaper. Also, the ownership adds to the value if I'm not keeping it all the time.
So if I would have waited until the game is $40, I'm saving $40 max. But also, I'll still have it 2 years from now when it's worth $25, assuming I want to play it again. So it maybe saved me $15, depending how you look at it.