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this post was submitted on 17 Jul 2024
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Asklemmy
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Set up automatic bank transfers to chop your income into % parts: 5% play money, 20% savings, bills etc. do what works for you. Get rid of unnecessary subscriptions.
I don't have enough to chop my money into anything other than 75% rent, 20% car payment, 5% food for my dog.
But I do put that rent and car payment in a savings account and pay from that. Those fractions of a penny per month add up; after 5 years I have 77 cents in my savings account!
20% to a car payment is stupid
And necessary in many situations.