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The opposite of shopaholic: shopcell
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this post was submitted on 20 Aug 2024
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Memes
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Because banks’ primary customer is not Joe Everyman who works a 9-5. Their primary customers are other companies. Your checking account is barely even a drop in the bucket compared to the billion dollar company that has five hundred accounts set up for their various incomes and expenses.
But the reason there is a local bank branch in your neighborhood isn't for that one business owner nextdoor to deposit their brief case of cash at 11am
Isn't it, though? I mean this as a genuine question. The alternatives are to either buy a safe or to have tons of cash in your register at the end of every day, so I could honestly see banks getting plenty of business for this purpose, but maybe I'm wrong about that.
The local branch is for when average joes are doing a big transaction. So you take some time off of work to meet with the banker to complete the paperwork for your mortgage or other loan, or to setup your money market account, etc.
I bank at a local credit union. It’s a very small operation with only a few branches.
They have the same hours.