It really is... Me and my gf are two software developers living together, AKA income definitely isn't an issue. And yet almost half of our collective income goes to rent. To be fair we are renting a 3 room flat, and it was our choice to splurge a bit for now. But when I think about the future, starting a family, suddenly a flat like this doesn't seem as outrageous of a desire. To actually meet the 30%, we'd need a much smaller flat, each on our own would only afford a single room. But our incomes are comfortably above average, SO HOW THE FUCK DOES ANYBODY ELSE AFFORD ANYTHING AT ALL?!?