351

idk man I just need to vent i guess

my employer "provides" health insurance in exchange for my time and labor, and for that great privilege they take $600 out of my paycheck every month (covers me, my wife, and our 1yo son)

that's half our monthly mortgage payment; it's 2/3 our monthly grocery bill

why?

you are viewing a single comment's thread
view the rest of the comments
[-] laverabe@lemmy.world 29 points 2 months ago* (last edited 2 months ago)

If you make less than $103,000 / year (family of 3) and pay more than 9.5% of your household gross income on healthcare premiums, you will likely save thousands by using your state's healthcare marketplace. You are likely eligible because they fixed the family glitch, now the 9.5% applies to the cost for family rather than individual coverage as before.

Although the subsidies will likely end after 2025 if dems don't retain a majority in house/senate.

It could easily save you thousands of dollars a year... Like I'm 100% of it... Ask me how I know, lol. Please look into it. I think you have to wait til open enrollment in December? or when your healthcare renews annually. You might be able to do it immediately due to "hardship". I don't know the specifics of your situation but I'm pretty sure you and a lot of other people here would save a lot of money. I would talk with a healthcare_gov or your state agency agent, they get paid by the gov't to help you through it at no cost to you. You can also get a low HDHP and get your own HSA to essentially pay no taxes for medical expenditures. I hear fidelity is good, due to no fees.

Speaking of which, is there an active financial advice community on Lemmy (like that old site that should not be named) like /c/financialplanning or something like that?

[-] laverabe@lemmy.world 18 points 2 months ago* (last edited 2 months ago)

I realize I'm in /c/antiwork so it goes without saying it'd be nice if we have universal healthcare without all this baloney money being siphoned to these criminal insurance companies. Just trying to help anyone out in a similar situation. ;)

[-] Krauerking@lemy.lol 5 points 2 months ago

Incredibly helpful information. You don't need to preface for a shitty situation you did not create or have the power to control. You've your part by providing care and empathy in the form of advice that might help some of us.

We got to use what we got for now. Can't survive on wishes and wants.

this post was submitted on 23 Sep 2024
351 points (98.6% liked)

Antiwork

3632 readers
1 users here now

A community for those who want to end work, are curious about ending work, want to get the most out of a work-free life, want more information on anti-work ideas and want personal help with their own jobs/work-related struggles.

The new place for c/antiwork@lemmy.fmhy.ml

This server is no longer working, and we had to move.

Active stats from all instances

Subscribers: 2.1k

Date Created: June 21, 2023

Library copied from reddit:
The Anti-Work Library 📚
Essential Reads

Start here! These are probably the most talked-about essays on the topic.

c/Antiwork Rules

Tap or click to expand

1. Server Main Rules

The main rules of the server will be enforced stringently. https://lemmy.world/

2. No spam or reposts + limit off topic comments

Spamming posts will be removed. Reposts will be removed with the exception of a repost becoming the main hub for discussion on that topic.

Off topic comments that do not pertain to the post at hand may be removed if it is deemed they contribute nothing and/or foster hostility at users. This mostly applies to political and religious debate, but can be applied to other things at the mod’s discretion.

3. Post must have Antiwork/ Work Reform explicitly involved

Post must have Antiwork/Work Reform explicitly involved in some capacity. This can be talking about antiwork, work reform, laws, and ext.

4. Educate don’t attack

No mocking, demeaning, flamebaiting, purposeful antagonizing, trolling, hateful language, false accusation or allegation, or backseat moderating is allowed. Don’t resort to ad hominem attacks against another user or insult other people, examples of violations would be going after the person rather than the stance they take.

If we feel the comment is uncalled for we will remove it. Stay civil and there won’t be problems.

5. No Advertising

Under no circumstance are you allowed to promote or advertise any product or service

6. No factually misleading informationContent that makes claims or implications that can be proven false or misleading will be removed.

7. Headlines

If the title of the post isn’t an original title of the article then the first thing in the body of the post should be an original title written in this format “Original title: {title here}”.

8. Staff Discretion

Staff can take disciplinary action on offenses not listed in the rules when a community member's actions or general conduct creates a negative experience for another player and/or the community.

It is impossible to list every example or variation of the rules. It is also impossible to word everything perfectly. Players are expected to understand the intent of the rules and not attempt to "toe the line" or use loopholes to get around the intent of the rule.


Other Communities

c/workreform@lemmy.world


Server status for big servers http://lemmy-status.org/

founded 1 year ago
MODERATORS