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The War on Passwords Is One Step Closer to Being Over
(www.wired.com)
This is a most excellent place for technology news and articles.
Have you never lost your password device (phone, laptop, etc) suddenly and unexpectedly? That's when you really want that file synced somewhere else. But then it's too late. Bonus on many password vault servers is shared folders, so one can share their garage door code with the family but keep the bank account details to oneself.
No, but this is very unlikely because I do keep regular backups manually. I just don't feel the need for it to be a constantly-online server.