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Passwords have problems, but passkeys have more
(world.hey.com)
This is a most excellent place for technology news and articles.
For somebody complaining about making things complicated you certainly complicated the s*** out of a short post.
Storing your passkey in any of the shared password managers solves almost every problem you've listed.
With bitwarden and I have offline access to my passkey. I don't know why the hell you'd need offline access to your pass key because they're designed to protect online systems, But it could if I wanted it to.
With Bitwarden I can use my phone, or I can use my browser, or any one of four other browsers, or any other computer.
If I need to reset one of my pass keys I reset it in one place and it gets reset everywhere.