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Opposition mounts against Quebec’s new flood maps
(montreal.ctvnews.ca)
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this post was submitted on 21 Oct 2024
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They do require credentials in most places, I know they do in Ontario, not sure about Quebec. Is more about the rules, and after that it’s all marketing.
What astounds me is how little thought most Canadians put into researching a home and pricing their offers. Mostly it’s just guessing close to a nearby house.
We had considered flood maps, and I used statistical models plus machine learning to tune my bid prices. I actually had a lot of fun with the whole thing.
I doubt machine learning has been very accessible to most home buyers, especially a few years ago. Plus real estate business makes it sound like they do all that kind of work for you, and realistically that should be part of their job. I should be able to ask a realtor for a full site assessment including any environmental sampling that had been done and maps like flood maps.
Yeah, it's something I'm very capable of, but 99% of people wouldn't be able to do.
Between the bank issuing mortgages, the insurance companies covering the asset and assessing risk, the municipality setting my property tax rates, and the realty brokerages managing the buyers, somebody should be modelling and providing detailed pricing analysis.
This feels like an upsell to use their services, and yet...
This sounds like what MPAC should be doing in Ontario. The last assessment was done in 2016. Ever since Doug Ford’s PCs got elected, the Tories have been delaying them for years, even before the pandemic was a convenient excuse, and now they’ve delayed indefinitely. They also closed all of the field offices. Even when MPAC did do assessments, they didn’t track market prices well because they only did them every 4 years. For comparison, Denmark calculates these values every 2 years.
Another organization in this space in Ontario and Manitoba to be aware of is Teranet. They’re a private, for-profit company that has exclusive contracts with the Ontario and Manitoba governments. Seems shady to me that Ontario and Manitoba have allowed one company to monopolize and hoard our land registry data. In contrast, in BC, a crown corporation manages land registries data.