I think it's more a generational gap in basic computer skills.

Millennials grew up alongside modern computing (meaning the two matured together). We dealt with everything from BASIC on a C64 to DOS and then through Windows 3 through current. We also grew up alongside Linux. We understand computers (mostly) and the (various) paradigms they use.

Gen Z is what I refer to as the iPad generation (give or take a few years). Everything's dumbed down and they never had to learn what a folder is or why you should organize documents into them instead of throwing them all in "Documents" library and just using search. (i.e. throw everything in a junk drawer and rummage through it as needed).

As with millennials who can't balance a checkbook or do basic household tasks, I don't blame Gen Z for not learning; I blame those who didn't teach them. In this case, tech companies who keep dumbing everything down.

Edit: "Balance a checkbook" doesn't have to mean a physical transaction log for old school checks. It just means keeping track of expenditures and deposits so that you know the money in your account is sufficient to cover your purchases. You'd be surprised how many people my age can't manage that.