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I Tried Running Ubuntu on My Phone, Here's How It Went
(www.howtogeek.com)
From Wikipedia, the free encyclopedia
Linux is a family of open source Unix-like operating systems based on the Linux kernel, an operating system kernel first released on September 17, 1991 by Linus Torvalds. Linux is typically packaged in a Linux distribution (or distro for short).
Distributions include the Linux kernel and supporting system software and libraries, many of which are provided by the GNU Project. Many Linux distributions use the word "Linux" in their name, but the Free Software Foundation uses the name GNU/Linux to emphasize the importance of GNU software, causing some controversy.
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“For instance, I often had to rely on the web browser to access services like Reddit, Telegram, and Discord since native apps weren't available. Web apps work for primary use but can't always replace dedicated apps, especially for banking or fitness tracking.”
That’s the core of the problem these days. Nowadays, there’s so much that requires an app to work.
Avoiding mobile apps was entirely realistic in the 2010s, but it’s too late for that now. The world has changed, that ship has sailed etc.
If you can isolate yourself from certain realities of the outside worlds, using a fully FOSS system can be done. The technology is there. It’s just that most people can’t isolate themselves to that degree.
It's really just banking, I can still use the browser for most other things.
What if you have appliances such as a scale, lights, watch or something? Pretty much guaranteed that those won’t work unless you use their app. If you want to go FOSS, you may need to sell all of your smart stuff and replace them with similar devices that work in a privacy respecting strictly FOSS environment.
You can try: https://gadgetbridge.org/ https://github.com/oliexdev/openScale
(although they are android apps)