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If you have a phone at your house, it's trivial to know who owns the phone.
You're correct about that being an issue, there's 3 responses:
First, the person can flip to airplane mode in their home. It's possible to be actively targeted by an attack, but this is unlikely if you're a random IMEI
second, the person could be renting through a friend or cash via landlord. or in a highly populated city
third, if you're that concerned, then do hotspots or GLiNET with external sim, and then the person would want to avoid the main phone in their name anyway, to avoid the attacks mentioned in the first one
Your mitigations can work, but they rely on the user being perfect and never making a mistake at home, which is a gamble they will eventually lose.
https://github.com/henrichg/PhoneProfilesPlus It's possible to use a phone automator to enable airplane mode once inside a Geofence.