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Do you honestly see yourself ever retiring and how?
(lemmy.world)
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this post was submitted on 14 Nov 2024
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Wow, how are you retiring at 55??? I'm 56, and have spent this year re-vamping my IRA accounts with the hope of retiring in 10-12 years without any reliance on the social security that will be gone.
[Edit] I see below you mentioned having a pension. Must be nice!
My pension plan is for state workers. So we can retire at 55 if we have at least 20 years service in. I turned 55 this year, and hit my 20th year this year.
Of course, the longer I keep working, the bigger my pension would be. I took my current job with the plan to work for 3 more years, then retire.
And I like my current job enough, but every single morning after I turned 55, when I wake up, I think to myself, "Shit if I were retired, I wouldn't have to go anywhere."
My job is a 10-minute walk away. So I really have no right to bitch about it at all. But just "having" to be somewhere, gets on my nerves so much now! lol
So since I don't owe anybody shit, and I can live off of potatoes and beans, I'll get by just fine. I don't give a shit what people think of me, so no keeping up appearances. That right there, makes my lifestyle sustainable on low income.
I have four more years to pay off my house. I just have to survive the Trump administration without losing everything.
You'll be fine. You got this, brother!