When the fuck has "industry self-regulation" ever worked?
Credit card processing standards are heavily industry regulated. At least in the US. There are some state and federal laws but it's mostly Visa, Discover, and other cc companies that regulate and develop these standards. They have the teeth to stop all your credit card processing if you don't meet their requirements. Frankly, they actually do have decent security protocols and practices.
They take it seriously because they really don't want the government to mess with processing fees and whatever else makes them money. In some ways I'd rather it be regulated, but the current gov shouldn't be trusted with anything.
Really? And did they self regulate their fees? Oh wait no, it took EU enforcement to cut down their fees and stop businesses passing them onto customers. The EU also enforced more security regulation, and more use of those by the banks themselves using these credit card processors who washed their hands of levels of security
What's the deal with these shitty comments? Every time I say anything on this platform it's the same reddit bullshit. Always trying to checkmate someone and always aggressive questions that are really statements calling me an asshole.
I didn't make capitalism or credit cards or regulations. I was just trying to add content. I'm all for the EU developing actual protections for consumers, but I guess I'm a dipshit for leaving a comment and trying to interact. Sorry. I won't interrupt the circle jerk again.
Game content rating boards work (ESRB, PEGI, CERO, etc.). The difference here is there's no pressure from the digital storefronts. They don't have the same taboos on gambling that brick-and-mortar stores had on sex and violence in video games back when they started up.
Do these rating boards actually ever prevent games from being released though? Aside from maybe Germany or whatever...
It's more about categorization than regulation.
Has happened multiple times in Australia.
Very similar to that for films, the rating board process mostly regulates games in development. In the US, for example, the AO rating will prevent your game from being sold at mass market storefronts. When your game has borderline content, it's a back-and-forth process that's resolved before release.
While I agree regulation must be enforced, let's not forget that if a kid is playing on a phone that has a credit card saved, is enterely their parents' fault.
And same if the kid has access to the card itself.
Laws to regulate lootboxes are a must, and I believe this kind of products should be treated as gambling. But FFS, it's your kid, take some responsibility on what they play and what they buy. A 10 years-old can't open a bank account or a credit card by themselves, so the card is their parents'. You are doing something very wrong as a parent if your kid can dispose of your credit cards unchecked and freely.
Lets even regulate them for adults, its not just a kid problem
It shouldnt be treated "like" gambling - it IS gambling
That's just unfair... With real gambling you might actually get your money back!
If you're in an online casino... you won't.
.
.
.
I've seen some shit.
Online casinos sound like a good way to get scammed. Even more so than just a normal casino
You won't get scammed in the traditional way, it's just that gamblers mentality is so self-destructive.
You know the joke that 90% of gamblers stop before hitting it big?
The '10%' (it's obviously way smaller number) even when they win big, they won't stop.
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