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[-] captainlezbian@lemmy.world 4 points 1 week ago

To account for what would happen if you got into an accident before giving them the amount of money it costs

Sounds like we need co-op insurance?

[-] UnderpantsWeevil@lemmy.world 4 points 1 week ago* (last edited 1 week ago)

๐Ÿš… ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹ ๐Ÿš‹

Never spent a dime in insurance on it. Never had to fix a tail light. Or deal with a flat tire. Or struggle to fill a tank.

Just pay the ticket and take the ride.

[-] WoodScientist@lemmy.world 3 points 1 week ago

Term life is cheaper than whole life, and generally a much much better deal long term. What this person is proposing is car insurance that works like whole life insurance.

[-] stevedice@sh.itjust.works 2 points 1 week ago
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[-] dangling_cat@piefed.blahaj.zone 2 points 1 week ago* (last edited 1 week ago)

Annnnnd when you do get into an accident, they will increase your premium next year. They cannot loose either way

[-] merdaverse@lemmy.zip 2 points 1 week ago

I have never had a claim my entire life. I'm pretty sure that I've paid more in car insurance than for the fucking car itself. But I'm happy to socialize the cost of some SUV lunatic that does millions in damage while looking at the phone.

[-] Tar_alcaran@sh.itjust.works 1 points 1 week ago

Well, you need insurance, because I'm pretty sure you can't afford the payment for when you, say, crush both my legs.

[-] SpiceDealer@lemmy.dbzer0.com -3 points 1 week ago

I never understood why it's legally mandatory to pay a private company just for the privilege to drive a metal death box (death metal box?) on poorly maintained yet tax payer-funded roads or get punished with debt if I don't?

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this post was submitted on 06 Oct 2025
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