All we need to do is get our act together and look around our neighborhood. Both Titan and Enceladus are excellent candidates for life and very much within the range of our capabilities to visit. Finding life in our solar system would be a huge step towards a broader understanding of life in the universe as a whole.
If there is simple life on Titan and Enceladus, there is every possibility it could have been seeded from Earth. Plenty of asteroid collisions have been big enough to eject material from Earth's surface into space over the last few billion years. Though that idea suggests something else. Maybe Earth's life was seeded from elsewhere. Such ejecta dust also travels all around the galaxy from other stars and their planetary systems.
We are absolutely not ready.