Yes, but the other way. You can enable features, then that feature is available to all apps, then you will see a list of apps which requested that feature and when.
From what I have read, not all apps from the Play Store require Play Services, and exactly none of the apps from F-Droid require Play Services... is that correct?
Yes, that's true. Banking apps can be tricky, and there is a list of problem apps on github, it can be outdated: https://github.com/microg/GmsCore/wiki/Problem-Apps
A bit more maintained list is here: https://community.e.foundation/t/list-apps-that-work-or-do-not-work-with-microg/21151
The app of my bank works fine, but I gave up on revolut as it needed some new workaround every week.
I'm using microg for years, I met with only a handful of apps which had problem with it.
We have a mostly dead microg community on lemmy, I'm the mod over there: !microg@discuss.tchncs.de