I'm using GnuCash since about 5 years to track my private finances and it's one of the most important changes I made to get on track money wise. But I have a little (!) bit of experience in bookkeeping so I'm not sure it's for everyone. Only thing I wish for would be a nicer UI but you get used to it :D
I used GnuCash for budgeting several years ago and recently picked up Actual a few months back. I really like the interface for Actual, but I'm not a huge fan of envelope budgeting. I wish there was something like GnuCash but with a modern web UI with mobile accessibility.
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