If you're not feeling the age of the chip for your own particular use cases (gaming, work, whatever) then I would wait until you do feel it. Put the money in an interest bearing account until you are ready.
I'm on an i9 and in much the same boat, I could definitely upgrade, but nothing seems to be bogging down on CPU for me right now so I don't feel the need. I will wait another generation or two and things will be ever better.