The iPhone 13 is a great phone, and the performance difference between the 13 and 14 isn't huge. I would go with the 1 TB iPhone 13.

I tend to fill up my phone easily but it's not an issue for me since I have an android with a micro SD card (256 GB for now). However, if I had an iPhone and plan to use for years to come, I would get the extra storage.

Depends, if you use a lot of storage or not. I'd say go for the double of how much storage, you are currently using on your XS. But storage is severely overpriced on iPhones, so it is hard to say. If you truly need 1TB, I would go for the 13 Pro. I struggle to fill out 128 GB, but maybe that is just me.

1TB is a lot of storage and I think very few people use that much. Do you have a specific reason to need that much? The biggest difference between the two is likely the storage, so make sure it’s the one that you need. While iPhones have a justified reputation for insufficient storage, the minimum/default is the problem. If the smaller storage meets your needs, I’d go for the newer one on the idea it may be supported longer

I got 256GB, which gave me sufficient space to download every free game that seemed remotely interesting and I’ve never come close to running out. However I’ve never even tried most so really ought to clean up

Other big usages of storage tend to be:

— photos/videos. I don’t edit videos and my photos are in iCloud with just thumbnails. What are your needs here?

-- music. I stream, rather than own, so not much here. Which do you do?

My wife and I upgraded from X and XS to 13 Pro when it released. Both phones holds up amazingly well. Only new feature I’m envious about is the dynamic island but it’s hardly a feature I would upgrade for.

Whichever phone still being supported by Apple that you can afford the most storage on. Storage size is the biggest thing holding people back on their phones - whether it’s the dreaded “out of space” error or trying to get OS Updates.

So yeah I’d go with the 13 Pro you’re looking at. 13 Pro is plenty fast, has great cameras, and with that space you’ll never run out of space.

I upgraded last year from the XS to the 14 (didn’t go for the pro as the photos are good enough for my uses on the regular phones). Loved it ever since. I’m a fairly long term owner though, went from the 6s plus to the XS.

Update my watch series 1 to the 7 around the same time.