Monero does instant transactions, visa is proof of stake. They are unrelated things with different uses in mind. I don't understand how you compare the two. What can you do with oxen?

In what sense is it a better monero?

We used to have that for a while, a few years back, and it was great. They dropped it though shortly after because aBuSe. They thought we wouldn't abuse it for some reason.

It was supposed to be a one time code for YOU to withdraw withoud having to bring a card BTW, not other people.

It sounded interesting to me too (initially) don't get me wrong. It can supposedly be melted, it can also get damaged pretty easily and most importantly, there is no way of verifying I'm buying what is being advertised.

The FAQ is all marketing and nothing of value, have a look. The "can it be faked" part gives it all away. There's nothing to do with gold, you trust the company and their "patented technology".

More options are always better, this is not one.

It feels more like a scam than an innovative form of money. I'm not sold on the intrinsic value of a few snowflakes of gold, assuming they are there in the first place.

I've been keeping an eye since the beginning and I can't say I've seen interest growing. Other than the occasional 5 dolar novelty gift, you have to wonder what's wrong with coins? They are easy to verify and way more durable. What is the innovation here? The need to trust an issuer?

Mo-what?

CZ?

This is super cool and everything but... why?

The short answer is you can't. Hold small amounts so fluctuations don't bother you that much. USDT (any stablecoin for that matter) is only stable until it isn't.

as the price of XMR dips, the miners reduce, and the hashrate reduces

and difficulty takes some time to adjust, hence confirmation times are longer. I don't remember the exact numbers off the top of my head but it is not instantaneous.

Well, you said for the normies, I went full simpleton.

Great work, no bandwidth issues for me. I feel this is a simplified "how" still and normies have yet to understand the real "why". Not an easy task I'm sure, but you obviously have the ability and understanding.

Make Cindy go to prison for transacting with Bob, make Bob unable to get a loan for transacting with the "wrong" Alice, get Alice to spend years in courts trying to prove she's not a witch (or an elephant for that matter) and make them all unable to escape buying food with vouchers their government is providing. Find better examples obviously. Keep it up either way!