Corporate greed is why no one can afford anything. There's no scarcity either. It's a matter of logistics, but that's going to quickly change if the very well off people and corporations don't curb their insatiable appetites, and that can be done with the 50s era 93% tax rates on very high individual earners and adding that same rate to megacorporations. No more tax cuts for donating to self-serving, self -directed "philanthropic" causes anymore, either. That tax money can be used to clean up the environment, well - feed, educate, home and health for EVERY individual at the same providers. No campaign donations of any form, fashion or sort. Campaigns are debates and past voting history, only, and every broadcast radio station and television station will be required to air them multiple times. Every print newspaper too, and taxes can fund that. No corporate or wealthy lobbiests.
Then let's see how charitable the wealthy really are.
I'd imagine there's a lot more we agree on. We just don't agree on solutions. We've been so used to our invisible cages, we can't imagine the world beyond them without coaching, coaxing and encouragement, but it can be done.
Eta and in this instance, I agree with your solution.