Plex has a random button for movies and TV so often my friends/family and I will play a game I like to call the random game.
Everyone gets 1 veto, and any movie can be skipped by majority vote. Just keep hitting the random button until something sticks. Eventually you'll hit a movie to watch, and it's never failed to be a good time.
Bonus game is try to guess the movie first - unfortunately I usually win because I put the movies on there so I know the approximate list of options.
I was thinking about this earlier this week, in a sense. Not quite insurance but throwing away money.
The federal government is going to be providing aid and assistance during and after the hurricane, and I couldn't help but think about how the more mild, less disaster-prone parts of the country are effectively subsidizing people to continue to move to Florida, despite how unlivable it really is. As Florida grows more the rest of the country has to pay too, it doesn't just affect Floridians