[-] nightscout@lemmy.world 8 points 9 months ago
  1. Started a small mutual fund and retirement fund when I was just starting out and still in undergrad. I did not have much and was fully self sufficient. But someone came to my job and showed us how retirement plans worked and convinced me to start one. Same with a mutual fund. I never put more than $20-$40 in each because I didn’t have much but boy did that pay off.

  2. I purchased a small condo in the city with some of the money I put away in #1. Just sold it recently (20 years after purchasing it; lived in it for 5 years, rented it out for a profit for 15 years). I made a lot of money off that sale. More money than I’ve ever seen at once.

  3. My spouse and I have always lived below our means. Now we’re not frugal - we go out for nice dinners, travel, have kids. We also have good jobs. But, when we purchased a house we could have afforded to get one that was $600k and instead opted for a smaller townhome in a nice neighborhood for almost half the price. Living this way has paid off more than I could have ever imagined. Both of us don’t have to work. We travel whenever we want. We could technically both stop working in our 40s/50s and probably be fine. It’s a feeling of freedom. We’ve never over-extended ourselves. When our colleagues and friends were buying expensive homes and expensive cars and extending themselves, we just didn’t do that.

[-] nightscout@lemmy.world 27 points 1 year ago

To understand why this is happening, you have to go back in history to the end of the slave trade. When the ability to kidnap people from Africa and bring them back to enslave them was legally ended, the white enslavers realized that the only way they could keep slavery going was to force people to breed more slaves. Google that history. It is utterly abhorrent but necessary to understand where the Republican Party is coming from today.

Since the end of slavery, a certain contingent in the U.S. has never gotten over the fact that they couldn't legally have a sub-class of citizens that they could use for free or nearly-free labor. So they kept trying to find other ways to keep people oppressed, and they expanded that oppression beyond just black people and to any of the "less desirable" groups. Think not just Black people, but also Irish, immigrants, Appalachia. They pit these groups against one another because divided people are easier to control. But the goal is the same - have large groups of people poor for generations who have no other option but to work for slave wages and keep the people at the top very, very rich.

Slavery in the U.S. was a huge economic force, one that a certain contingent (the very wealthy) never got over losing. The next best thing was to create whole groups of people who are desperate enough to work for almost nothing. That's what we have in this country now. And it works best if those people are constantly putting out more children. That keeps them even more stuck and more desperate, and it keeps a steady supply of cheap labor coming.

It's no coincidence that they want abortion ended but also want to ensure those same people are continually subjected to sub-standard education, that those same people are "allowed" to send their kids to work (defeating years of progress through child labor laws), that those people are also unable to access higher education, government benefits, or virtually anything that could potentially make their lives better.

[-] nightscout@lemmy.world 14 points 1 year ago

This is actually a terrifying prospect that would only make the situation worse. The kids stuck there and being educated in this propaganda are the ones who will need higher education the most! It is not their fault their parents are living there. And while some parents may have a choice in the matter, many do not as relocating in the U.S. is very expensive and impractical for some families.

I actually feel like the opposite is needed - that public universities go out of their way to accept kids who were educated in Florida in the hopes of actually being able to educate them and break the cycle that is currently feeding this wave of fascism.

[-] nightscout@lemmy.world 5 points 1 year ago

I can't imagine not using a password manager. I am a long-time user of 1Password and have been very happy with the service and apps. I recommend it to everyone. Worth every penny and then some IMO.

[-] nightscout@lemmy.world 8 points 1 year ago

Health-related communities, particularly those for specific medical conditions. Those are the communities that really become a lifeline for people, help them through diagnoses or just difficult times, and can serve as an excellent resource. I was active on r/diabetes_t1 on Reddit and am trying to get a community started here on Lenny.world (!T1diabetes).

[-] nightscout@lemmy.world 10 points 1 year ago

This only makes sense when you understand that he’s intentionally trying to destroy Twitter.

[-] nightscout@lemmy.world 4 points 1 year ago

Too late for me. It’s just one other social media company subject to the whims of an irrational rich tech bro. Not interested in that whole scene anymore. Reddit is forever tarnished.

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[-] nightscout@lemmy.world 4 points 1 year ago

I think it’s a mentality that people tend to develop when they are insanely wealthy. This notion that because they have extreme wealth, nothing can touch them. I know a family who is very wealthy. The father does things all the time (extreme adventures and travel) that just seems incredibly dangerous. He seems unaware that these little adventures present danger that not even all the money in the world could save him from.

[-] nightscout@lemmy.world 9 points 1 year ago

Highly doubt it. I've been watching coverage and it seems pretty unlikely they will be found before their oxygen runs out (assuming they are even still alive and haven't died as a result of an implosion).

What irks me with all the coverage, however, is that no one is pointing out the potential harm to all the people involved in trying to rescue these people. The Coast Guard and other outfits undertaking the rescue attempts are put in danger the whole time they are out there. And of course there's the cost involved as well.

[-] nightscout@lemmy.world 4 points 1 year ago

I was active on Reddit for well over a decade. Even helped mod a couple of small communities at various points. I also loved Apollo and was an early beta tester for that app. For me, Apollo was Reddit. It was the only Reddit client I used in recent years and I miss Apollo as much as I miss Reddit itself.

I don’t see myself going back to Reddit. Lemmy has been great and has quickly become very “Reddit-like” for me, but with the vibe of what the internet was back in the early 2000s. I am enjoying the communities that are forming on her.

I’m also very fond of the concept of the Fediverse as a whole. Corporate social media has failed again and again, so I want to move away from it as much as possible.

[-] nightscout@lemmy.world 4 points 1 year ago

Mastodon really helped get people acquainted with the Fediverse after the whole Twitter shitshow. My sincere hope is that the Fediverse continues to take off. Corporate-owned social media is failing at every turn.

[-] nightscout@lemmy.world 23 points 1 year ago

Reddit is only valuable because of the content users provide. If you don’t post valuable content, the site is worthless. Reddit can force subs back open, but they can’t force users to submit the content that makes the site valuable to begin with.

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nightscout

joined 1 year ago