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Savings Hack Rule
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this post was submitted on 13 Dec 2024
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In the US Air Force they use US currency at all overseas facilities and shops on the base. But they don't ship pennies because it's not worth the cost, so they round up or down to the nearest 5. I worked with a guy who was so cheap that when it would round down he would pay with cash and when it would round up he would write a check (this was before debit cards, yes I'm that old).
5c is our smallest coin in Australia so all transactions work this way.
If I have to use up some cash at a self serve machine but I don't have enough to cover the whole thing, when I do the debit card portion of my split payment I make sure to leave 2c extra.
So if it's $12 and I have to use up a $5 note I'll split pay $6.98 on my debit, the machine will ask for the other $5.02 and will round down when I put in the $5 note.
No I don't actually care about the 2c but I'm having to type in a split pay number regardless so figure why not.
That's how it works everywhere here. But no one uses cash and all use card/contactless.
hilariously this is just how things are in all of sweden, we got rid of our equivalent to the penny and now it only remains in a vestigial decimal at the end of prices.
i have no fucking clue why we don't just force all costs to be rounded to the actual smallest unit of currency, all it does is allow people to set dumb prices like 14.95