this post was submitted on 26 Dec 2024
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[Migrated, see pinned post] Casual Conversation
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I think it's a cycle that reinforces itself. We work so much that we don't have anything to do when we don't work, so we just stay at home resting and recharging.
Then it's work again...
At least if you do work, make sure to save as much as you can and put in stock market, so you can eventually stop working in a few decades...
Stock market? Isn't that for educated people? I can't with numbers
I mean I think im realtiely high in what folks would view as smart and I can't invest at all. Since 2016 everything feels like a house of cards.
Then I'm double fucked and shouldn't bother with that guy advice
I mean if you got a work plan that will do matching then grab what will get the matching but other than a benefit like that its better to save money so you don't incur sudden debt than to invest to me. Its a much more guaranteed return. I mean you may make money with investments but if you have to stack debt on a credit card you will usually lose it much faster.
Don't need to be educated to stick to an ETF tracking a broad market index fund like S&P500. Averaging 7-10% inflation adjusted per year for over a century now...
You're speaking Chinese to me
The fact that you'd rather remain poor and dependent upon working rather than look up a couple of simple terms is baffling.
I told you, my brain isn't for that, barely finished middle school