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Can we please make a viable (federated!) amazon alternative? I have an idea!
(lemmy.giftedmc.com)
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this post was submitted on 21 Feb 2025
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Accepting payments and creating "contracts" over the Fediverse is no bueno at the current time. I think it would require some kind of 3rd party, almost PayPal-esque (PayPal has its own controversy) service that would create the obligation and associated penalties that come with an online transaction. Could be the instance itself but as you said that's a risk most instance owners wouldn't take.
Accepting payments isn't some kind of wild adventure that will inevitably doom your operation. People do it all the time, you can set up a Stripe account in a few minutes. You could, if you wanted (and you would probably want to go this route at least initially), require people to have a Stripe account or something and get paid directly from the buyer without you being involved. And then just charge a flat fee to the merchants or something, if you wanted to make the whole thing sustainable.
Stripe is well-equipped to deal with issues of taxes, fraud, refunds, and so on for micro-level businesses. Once you get into accepting payments and re-disbursing them to people, you've opened up a whole can of worms which probably means you should be spending a couple thousand dollars on lawyers and accountants to make sure it's all on the up-and-up, but even then, it's not unsolvable. It's kind of a pain in the ass, that's all. Jim Bob's Towing with his 2 pillhead employees manages to do it every day. It's how Jim Bob financed his boat. It's fine.
Exactly, you probably want a 3rd party to handle the money exchange part. Doesn't mean a Fedi app can't facilitate everything else.
Sure, but the type of people looking to use federated selling platforms are unlikely to want to use something like Stripe
Then they are being silly.
I actually don't think that would be an issue in practice, given how alarmingly eager Fediverse instance operators are to get in bed with Cloudflare and AWS. But, if you are accepting payments, you are for the forseeable future going to be working with some kind of financial processor, and Stripe is far from the worse of the bunch as far as that is concerned.